NBFC Company Registration in India
Starting a financial services business in India becomes more structured and growth-oriented with NBFC (Non-Banking Financial Company) Registration. It is the ideal setup for businesses planning to offer loans, credit facilities, investments, and other financial services without a full banking license.
An NBFC is governed under the Reserve Bank of India Act, 1934 and regulated by the Reserve Bank of India (RBI), ensuring financial stability and compliance.
Whether you are planning to start a loan company, microfinance business, or investment firm, NBFC registration ensures legal authorization, credibility, and scalability.
What is an NBFC (Non-Banking Financial Company)?
An NBFC is a financial institution that provides banking-like services such as loans, asset financing, and investments, but does not hold a banking license.
NBFCs cannot accept demand deposits like banks but play a crucial role in the financial ecosystem.
Key Features:
Regulated by RBI
Requires mandatory license
Minimum capital requirement
Separate legal entity
Cannot accept demand deposits
Provides loans, credit, and financial services
Benefits of NBFC Company Registration
Registering an NBFC provides major advantages for businesses entering the financial sector.
High Market Demand
Growing need for loans and financial services in India.
Flexible Financial Services
Offer loans, asset financing, leasing, and investments.
Limited Liability Protection
Shareholders’ personal assets remain safe.
Higher Credibility
RBI-regulated entities gain strong trust.
Expansion Opportunities
Scale business across India.
Strong Revenue Model
Interest-based income ensures steady returns.
Required Documents
To register an NBFC in India, you need the following:
📌 For Directors & Promoters:
- PAN Card
- Aadhaar Card / Passport
- Passport-size photograph
- Address proof (Bank statement / Utility bill)
📌 For Company & Registered Office:
- Certificate of Incorporation
- MOA & AOA
- Registered office proof
- Rent Agreement (if rented)
- NOC from property owner
- Utility bill
📌 Additional Requirements:
- Detailed business plan
- Financial statements
- Shareholding structure
- Capital proof
Registration Process
NBFC Company registration is a multi-step process and follows these steps:
Step 1: Company Incorporation
Register a Private or Public Limited Company.
Step 2: Capital Requirement
Maintain minimum ₹2 Crore Net Owned Fund (NOF).
Step 3: Prepare Documentation
Business plan, KYC, and financial records.
Step 4: Apply to RBI
Submit online application on RBI portal.
Step 5: RBI Verification
Authority reviews application and documents.
Step 6: Certificate of Registration
RBI grants NBFC license after approval.
Pricing
The cost of NBFC Company registration depends on various factors such as government fees, professional charges, and document requirements.
- Government & RBI fees
- Documentation & compliance cost
- Legal and professional charges
💰 Note: NBFC registration requires high capital and strict compliance.
👉 Contact us today for a transparent quote with no hidden charges.
Frequently Asked Questions
Minimum 2 directors are required.
₹2 Crore Net Owned Fund.
The Reserve Bank of India (RBI) regulates NBFCs.
Usually 3–6 months depending on approval.
Not all NBFCs can accept public deposits.
Yes, it has high growth potential with proper planning.
Start Your Business Today!
Get your NBFC Company Registered Quickly & Hassle-Free with expert support.
We handle everything from documentation to RBI approval so you can focus on growing your financial business.
👉 Contact us now for a free consultation!